I’ve been injured in a car accident and my doctor tells me I need physiotherapy treatment, who pays for this?
Most often immediately after a car accident there may still be outstanding issues dealing with the question of liability and essentially who is to blame. Sometimes it may take years for those questions to be finally resolved. Therefore, in the interim every auto insurance policy holder is entitled to the benefits of what is referred to as “Section B coverage”. In this regard, essentially your own insurer is obligated to provide minimum benefits relating to medical care, loss of wages, vehicle damage and so forth. Ultimately if the “other party” is found to be liable, then your insurance company can claim reimbursement from their insurer for the interim money that they have paid out.
Depending on the extent of any personal injuries, the time it takes to resolve a claim most often depends on the time it takes to secure sufficient medical information to determine the extent of your injuries and the future prognosis.
In our opinion, it’s critical that you engage legal counsel immediately after the accident so that there is no delay or burden in obtaining the required funds to receive the necessary medical treatment you require. Your initial consultation with us is free. Call us today at 902-539-2425 or email mail@sampsonmcphee.com.